“We’re not risk-takers when it comes to the money we’ve saved. We see people who are still in, have kept their 401k’s and they’re loosing money with the market the way it is. We won’t take that chance of loosing it.
“Last year Tom and Cathy Iso were faced with retiring during a downturn in the market.
“Shortly after I retired I think the DOW had gone up as high as 14,000 and, I mean, I just knew that couldn’t continue that way. And, of course, it wasn’t long after that it started on this downward spiral.”
