Ask just about anyone, “What is your most valuable investment?” And the most common answer you will hear is “My home.” Any why not? In spite of short-term ups and downs, the long-term trend of rising home values has generated a great deal of equity for many Americans. But as an investment, having a large amount of equity locked up in your home just might be one of the worst investments you can make.

Welcome to a presentation of the Equity Accumulator Loan. During the next few minutes, you will be introduced to a new and more efficient way of dealing with both the mortgage loan on your home and the equity in your home.

Think for a moment of how you currently deal with the money you earn and spend each month. If you are like most people, each month you deposit your paychecks into your checking account. Checking accounts typically earn little, if any, interest. But the reason most people deposit their paychecks into these accounts, isn’t for the earnings. Instead it is for the access to their money. Checking accounts provide us with easy ways to get to our money when it’s required to pay our bills and purchase the things we need.